Bankruptcy Attorneys Santa Cruz County
The Scotts Valley law firm Dawson, Passafuime, Bowden & Martinez represent clients in Santa Cruz, Santa Clara, and surrounding Counties in filing for Bankruptcy.
Bankruptcy law gives a debtor a chance to start over and get out from under accumulated debt. This may take the form of a releases from liability for a debt (discharge) or a restructuring of the debt so that the debtor can pay back creditors over time. Since the recent changes of the bankruptcy laws in 2005, it has become harder for higher income filers to file bankruptcy under Chapter 7. A filer under Chapter 7 would be able to obtain a discharge on dischargeable debts, however, a filer under Chapter 13 would have to pay back some of the debts. Debtors are required to get credit counseling on managing debt and budgeting in order for their debts to be wiped out.
People don’t want to think about filing for Bankruptcy, but sometimes it is the only option. The bankruptcy lawyers at Dawson, Passafuime, Bowden & Martinez can help you wipe away debt and to sell property to satisfy creditors’ claims. Our bankruptcy attorneys can also help you exempt property so it won’t be sold to satisfy creditors’ claims.
The Bankruptcy attorneys at Dawson, Passafuime, Bowden & Martinez represent clients in the following areas: